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Aetna Insurance

Getting Help With Aetna

Aetna is one of the largest insurance providers throughout the United States. They give coverage to millions of Americans. However, individual plans will likely vary as each separate health coverage agreement depends on what has been negotiated between the insurance broker, employer, and the insurance company. Additionally, the four insurance plans you see below all cover substance abuse treatments. However, they again may depend on your specific plan:

  • Preferred Provider Organization (PPO)
  • Health Maintenance Organization (HMO)
  • Indemnity
  • Exclusive Provider Organization (EPO)

What These Plans Mean

A PPO option means that, whether the healthcare professionals accept your insurance or not, you will receive at least some amount of discount off of your medical bill. Meanwhile, an HMO plan means that you receive a discount on health costs when receiving treatment from a healthcare facility that accepts your insurance provider. Medical facilities that don’t accept your provider will ask you to pay the full price for care. Indemnity plans are not burdened by referrals or co-pays. It’s a balanced billing setup where the insurance company pays for a fixed amount of your total medical costs. Finally, an EPO is where you are limited to specific medical providers, and referrals are very common. Keep in mind that these are only examples of a few major plans from a major insurance provider like Aetna.

Getting treatment for drug or alcohol addiction has no one-size-fits-all solution. Therefore, we are here to help you sort through the complex mess of insurance information. We will get you started on the right path again. Most importantly, we can work with your insurance to find you the best care at the price level you want. Your well-being is our priority, so read more about your insurance options if addiction treatment in Omaha, NE is not covered by your plan.

Your Insurance Options

Navigating through all the insurance and healthcare information that is out there can be challenging for many people. Sometimes you just want to focus on your recovery. If your insurance company does not cover your addiction treatment, there are still financial options available to you. For example, Medicare and Medicaid are accepted by rehab centers in most major cities. There is no specific Medicare benefit category for patients to take advantage of. However, addiction treatment services can be covered under Medicare and Medicaid for reasonable and necessary circumstances. Patients will be able to get inpatient and outpatient care as they desire, although whether the ideal type of care you are looking for is covered by Medicare or Medicaid depends on your unique health situation.

Where to Find More Information

Clients might want to make use of certain rehab centers, or services provided by various programs. Part of what we can help with is getting you connected to the right information. With this in mind, there are mental health tabs on most insurance company websites like Aetna. Within them, there are substance abuse treatment options that your insurance covers. On the other hand, patients might be looking for a facility that sticks out to them. Possibly the facility is in a location that they feel comfortable with. If you’re one of these patients, then consult your insurance company’s website to make sure that the care provider is covered by your insurance plan. Lastly, do not forget that many facilities in Nebraska offer payment plans for those without insurance. Reach out to your nearest rehab facilities and talk about your financial options.

When scrolling through complicated insurance websites, remember that the top mission is getting you clean and sober again. That is why it is important to never lose sight of your main goal, so call us at 402-268-9960 and let us help you achieve it.

More Information on Getting Help

The financial side of receiving healthcare treatment can be scary to many people. For instance, high costs and complicated details keep many individuals away from rehab simply because of the hassle. Luckily, Aetna is one of the many insurance providers that we can help you work with to pay for your treatment. With different types of programs and substance abuse treatment being covered for many, finances don’t have to get in the way of you and improving your health.

Of course, no one’s self-care is prohibited by their insurance. Therefore, if your treatment is not covered by your insurance, do not forget that Medicare and Medicaid can be applied to certain programs in major cities. Above all, payment options exist for those who cannot rely on any financial assistance.

No matter your insurance coverage or limited finances, we will help you find whatever options exist to get sober. Additionally, not only is the affordability of your treatment program important to us but so is getting you the top-quality care for our fellow citizens that need it the most. Lastly, give us a call today to discuss your treatment plans and how to pay for them at 402-268-9960.